A message from Jaime Montoya, retail investor.
Dear Reader,
You probably know some of the golden rules of investment:
- Buy low, sell high.
- Pay yourself first.
- Past performance does not guarantee future results.
Unlike institutional fund managers, retail investors possess the structural advantage of total freedom from performance pressures and regulatory mandates when it comes to investment philosophies and strategies.
I started investing in the stock market on 12 November 2024. I have two thoughts regarding my personal stock investments:
- I wish I had started earlier.
- I am thankful I did not start later.
I am sharing my journey as a retail investor. I have purposefully chosen not to interpret these results, allowing the data to speak for itself.
Sincerely,
Jaime Montoya
Jaime Montoya's Annualized Return (XIRR) Stock Portfolio Performance vs. NASDAQ-100 (QQQ), S&P 500 (SPY), and Dow Jones (DIA) from 12 November 2024 to 7 October 2026.
Jaime Montoya's Total ROI Stock Portfolio Performance vs. NASDAQ-100 (QQQ), S&P 500 (SPY), and Dow Jones (DIA) from 12 November 2024 to 7 October 2026.
Jaime Montoya's Net Profit (USD) Stock Portfolio Performance vs. NASDAQ-100 (QQQ), S&P 500 (SPY), and Dow Jones (DIA) from 12 November 2024 to 7 October 2026.
Jaime Montoya's Stock Investments from 12 November 2024 to 7 October 2026 versus hypothetical investments of the same amounts on NASDAQ-100 (QQQ), S&P 500 (SPY), and Dow Jones (DIA).
Jaime Montoya's investments from 12 April 2024 to 7 October 2026.
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